When it comes to fixed rate home loans, it’s obvious that the lower your interest rate, the better, but just how much of a difference can a quarter point make? How much long term savings can putting down an extra $25,000 mean? $50,000? There are many factors... Mortgage insurance is an insurance policy that protects a lender if the borrower defaults on payments, passes away, or is unable to meet the contractual obligations of the mortgage. If a borrower defaults on their mortgage payments, the mortgage insurance company pays... “None of us is as smart as all of us.” Ken Blanchard (American author and management expert) A football quarterback is nothing without his offensive line. Any good quarterback knows there is only so much he can do without his team who provide the strength, support,... “Don’t stretch yourself too much with a mortgage. Buy within your means.. it’s not worth the sleepless nights.” Sarah Beeny Setting your investment criteria is one of the most important things you will do when preparing to purchase an investment property.... If you’re in the market for a home, you must understand the differences between a Fixed Rate and an Adjustable Rate Mortgages and what those differences mean to you. What is a Fixed Rate Mortgage? A Fixed Rate Mortgage is a mortgage where the rate stays constant... “Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good results.” Warren Buffett What does a loan officer do? The job of a loan officer is to help you obtain a loan to purchase your property. Loan officers are... 