Protect Your Home With a Home Warranty

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Many of our clients often ask, “Is a home warranty worth it?” The answer is, YES!

Buying a home is the largest purchase you’ll likely make in your lifetime–so it’s important to protect it.

A home warranty is different than homeowners insurance. Homeowners insurance is a definite must, but it only covers damage due to very specific losses such as a fire or natural disaster. What about normal wear and tire? This is where a home warranty would take effect.

Even if your appliances or heating and air systems are new, most manufacturer warranties are 1 year or shorter.  A home warranty will cover those items long past the original warranty provided by the manufacturer.  These warranties (depending on your particular coverage) will protect you from the unexpected costs associated with the A/C breaking in the summer, the heater breaking in the winter, or other appliances like dishwashers, washer/dryers breaking down at what always seems like the worst possible time. A home warranty could potentially save you thousands of dollars.

How to Choose a Home Warranty:

• Do online research about the companies, compare price and coverage, and read customer reviews. Choose a company with a good reputation.
• Call the representatives and ask questions.  Ask your real estate broker to recommend a home warranty company that their clients have been happy with.
• Consider your home’s particular appliances. What do you need covered?  Do you live in an area where the weather is bad? Is the roof old?  Does it get very hot in the summer, which puts strain on the Air Conditioner?
• How long do you want your coverage to last?  Typical plans run from 1 to 3 years and some can be extended/renewed.

Houses and condos sometimes come with a home warranty when you buy them. If you are in the market for a home in California, speak to one of our expert brokers who can help answer your questions so that you can maximize the value of your real estate investment. If you have friends or family looking, we offer a generous referral fee.

Call 1-800-287-1808 or e-mail us. We look forward to exceeding your needs as your real estate partners.

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